Everything on this site is FREE!  I am notoriously frugal and I like FREE things!  Who doesn't?  Every recommendation here, is something I currently use, or have used.   There may be paid options but the root deal is a FREEBIE and is worthwhile doing. 

Who Am I?  I'm a 43 year old Canadian retiree!  I'm sharing things that everyone can use to get ahead.  

Full disclosure
Some items here do give me a kickback for recommending them.  However, I do not recommend anything just for the kickback.

Share a FREEBIE with me!